Our Microfinance Services

Comprehensive financial solutions designed for your success

Microloans

Microloans

Our microloan program is designed to provide accessible capital to entrepreneurs and small business owners who typically lack access to traditional banking services. We offer loans ranging from $500 to $10,000 with flexible repayment terms tailored to your business cash flow.

Loan amounts from $500 to $10,000
Competitive interest rates (8-12% APR)
Flexible repayment terms (6-36 months)
No collateral required for loans under $5,000
Quick approval process (48-72 hours)
Personalized business support and mentoring
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Savings Programs

Building financial resilience starts with saving. Our savings programs offer secure, accessible accounts with competitive interest rates designed to help you build a financial cushion for emergencies and future investments. We believe that savings are just as important as credit for financial inclusion.

No minimum balance requirement
Competitive interest rates up to 4% APY
Easy deposits and withdrawals
Mobile banking access
Goal-based savings plans available
Financial literacy workshops included
Open Account
Savings Programs
Group Lending

Group Lending

Our group lending model leverages the power of community and peer support. Groups of 5-10 entrepreneurs come together to support each other's business ventures, share knowledge, and collectively guarantee loans. This approach has proven highly successful, with repayment rates exceeding 99%.

Form groups with 5-10 members
Collective guarantee reduces individual risk
Peer support and accountability
Lower interest rates than individual loans
Group business training sessions
Network building opportunities
Join a Group

Financial Education

We believe that financial literacy is key to long-term success. Our comprehensive education programs cover budgeting, business planning, marketing, record-keeping, and financial management. All our loan clients receive free access to these programs, ensuring they have the skills needed to succeed.

Basic financial literacy training
Business planning and management
Marketing and customer service skills
Record-keeping and bookkeeping
Digital literacy and mobile banking
Ongoing mentorship support
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Financial Education
Housing Microfinance

Housing Microfinance

Everyone deserves a safe and secure place to call home. Our housing microfinance program provides loans for home improvements, construction, and repairs. We understand that better housing improves quality of life, health, and economic productivity.

Loans up to $15,000 for housing needs
Extended repayment terms up to 5 years
Technical assistance for construction
Incremental loan disbursement
Support for land title documentation
Eco-friendly building materials guidance
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Agricultural Financing

Agriculture is the backbone of many communities we serve. Our agricultural financing program provides seasonal loans, equipment financing, and working capital to farmers and agricultural enterprises. We understand the unique challenges and timing requirements of agricultural businesses.

Seasonal loans aligned with crop cycles
Equipment and machinery financing
Livestock and poultry loans
Flexible repayment after harvest
Agricultural training and best practices
Market linkage support
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Agricultural Financing

How to Apply

Simple and straightforward application process

1

Submit Application

Fill out our online application form or visit one of our branch offices to apply in person.

2

Document Review

Our team reviews your application and requested documents within 24 hours.

3

Assessment & Approval

We conduct a quick assessment of your business plan and provide approval decision.

4

Loan Disbursement

Once approved, funds are typically disbursed within 48-72 hours via your preferred method.